Fiserv Hiring: Credit Risk Analyst 2026:-
Fiserv is hiring candidates for the position of Credit Risk Analyst in Thane, Maharashtra, India. This opportunity is suitable for candidates with experience in customer service, fraud prevention, credit risk, financial investigations, and merchant account monitoring.
| Company: | Fiserv |
| Job Role: | Credit Risk Analyst |
| Job Category: | Corporate Functions |
| Experience: | 2 years of customer service experience or 1 year of fraud and risk experience |
| Salary: | As per Company Standards |
| Application Deadline: | 28 October 2026 |
Role Overview:-
As a Credit Risk Analyst at Fiserv, you will be responsible for identifying, investigating, and mitigating potential fraud and credit risks associated with merchant processing activities.
You will review merchant accounts, analyze suspicious transaction patterns, assess financial exposure, and make real-time decisions regarding cases that may require further investigation. The role also involves coordinating with internal departments and external partners to recommend appropriate risk mitigation actions.
This position requires analytical thinking, attention to detail, customer service skills, financial calculations, and the ability to make sound decisions in a fast-paced environment.
Educational Requirements:-
Minimum Requirements
- A 2-year degree with prior work experience.
- Candidates must also meet the specified professional experience requirements.
Preferred Qualifications
A bachelor’s degree in a relevant field, such as:
- Business Administration
- Finance
- Accounting
- Criminal Justice
- Pre-Law
- Other related disciplines
Note: A bachelor’s degree is preferred, while the job description lists a 2-year degree with prior work experience as the minimum educational requirement.
Key Skills:-
1. Technical Skills
- Microsoft Excel
- Microsoft Word
- Financial Calculations
- Data Review and Analysis
- Account Monitoring
- Risk Assessment
- Documentation and Reporting
- Reading and Interpreting Business Documents
2. Credit Risk & Functional Skills
- Credit Risk Analysis
- Fraud Detection and Prevention
- Merchant Account Investigations
- Suspicious Transaction Identification
- Merchant Processing Risk Assessment
- Credit Exposure Analysis
- Risk Mitigation and Remediation
- Collateral Requirements and Restructuring
- Payment Industry Knowledge
- Mastercard and Visa Rules and Regulations (preferred)
3. Analytical Skills
- Quantitative Analysis
- Financial Risk Evaluation
- Fraud Trend Identification
- Problem-Solving
- Percentage, Interest, Discount, and Commission Calculations
- Independent Decision-Making
- Investigation and Case Assessment
4. Soft Skills
- Strong written and verbal communication
- Customer service and relationship management
- Attention to detail
- Time management
- Multitasking
- Organizational skills
- Team collaboration
- Ability to work under pressure
- Conflict resolution
- Meeting deadlines
Roles & Responsibilities:-
Fraud Detection & Risk Investigation
- Identify potentially fraudulent, suspicious, or high-risk merchant processing activity.
- Review merchant accounts to assess fraud exposure and credit risk.
- Conduct investigations to identify emerging fraud patterns and potential financial losses.
- Make real-time decisions to determine when deeper investigation is necessary.
- Recommend appropriate actions to reduce risks to Fiserv and its clients.
Credit Risk Assessment & Mitigation
- Evaluate merchant accounts for potential credit exposure.
- Identify and assess risks associated with merchant processing activities.
- Coordinate risk mitigation and fraud remediation efforts.
- Negotiate collateral requirements and restructuring terms when necessary.
- Support the implementation of appropriate risk controls and mitigation measures.
Stakeholder Communication & Coordination
- Coordinate with Funding, Legal, Operations, Client Services, and other internal departments.
- Communicate high-risk findings to internal and external stakeholders.
- Present recommended or required actions to relevant partners.
- Respond to merchant inquiries through scheduled calls.
- Maintain effective working relationships with personnel, partners, and vendors.
Account Monitoring & Operational Support
- Review a high volume of merchant accounts in a fast-paced environment.
- Monitor account activity to identify suspicious processing behavior.
- Read and interpret relevant documents to support investigations.
- Complete special projects and additional assignments as required.
- Maintain organized records and support timely case resolution.
Financial Analysis & Decision-Making
- Calculate discounts, interest, commissions, proportions, and percentages.
- Apply independent judgment when assessing risk and deciding appropriate actions.
- Evaluate information carefully before making account-related decisions.
- Work independently or collaboratively to meet operational objectives.
- Manage multiple cases while maintaining accuracy and meeting deadlines.
About the Company:-
Fiserv is a global financial technology and payments company that connects financial institutions, businesses, merchants, and consumers through payment processing and financial technology solutions.
Its services support payment transactions, digital commerce, financial services, and merchant operations. Fiserv helps facilitate secure and reliable movement of money and information across multiple payment channels.
Fiserv Hiring: Credit Risk Analyst 2026 Application Process:-
Apply Link:- Click Here To Apply
Note:- Only the shortlisted candidates will be notified for the further interview process.
