IDFC First Bank Recruitment Program 2025 | Hiring Associate Relationship Officer - Across India

IDFC First Bank Recruitment Program 2025:-

IDFC First Bank is hiring candidates for the role of “Associate Relationship Officer” in the Karnataka, Chhattisgarh, Odisha, Rajasthan, Gujarat, Madhya Pradesh, Andhra Pradesh locations of India. The complete details about Associate Relationship Officer Job Openings In IDFC First Bank are given below.

Company :-	IDFC First Bank
Job Role :-	Associate Relationship Officer
Business Unit :-	Retail Banking-Rural Banking
Function :-	Rural Sales
Location :-	Karnataka, Chhattisgarh, Odisha, Rajasthan, Gujarat, Madhya Pradesh, Andhra Pradesh
Salary :-	As Per Company Standards
Last Date to Apply :–	ASAP

Job Purpose:-

The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers.
The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs.
The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.

Qualifications:-

12th: Any Stream
Graduation: Any Stream (Commerce, Finance, Business, IT, or related fields)
Post-Graduation: Optional

Experience Level:-

0–1 Years (Relevant branch banking experience preferred; freshers can apply)

Roles & Responsibilities:-

Manage zoning activity to map household needs in villages and areas allocated
Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets
Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
Nudge behavioral changes in customers to drive them towards online banking
Maintain high collections efficiency through discipline and drive
Monitor preparation of accurate documentation of loans and saving account.
Coordinate with operations officer to ensure timely and accurate data entry
Ensure compliance as per the bank requirements
Conduct field audits and customer verifications to ensure high quality of accounts
Maintain knowledge on all bank products, credit standards, services and trends and provide efficient customer services.
Recommend process changes in order to improve service efficiency and quality across the branch network
Provide support for implementation of livelihood advancement and community development initiatives.